Promoting the development of a strong and healthy Filipino nation.
Stronger HMOs. Healthier Philippines






Who We Are
It was a marriage of friendships and principles, until eleven companies organized itself to become the Philippine Association of HMO Companies on April 21, 2017. It was followed by the election of the first set of officers, and the eventual recognition of the Insurance Commission on July 10 of the same year.
PAHMOC now stands as a strong organization of principled and passionate HMOs committed to work together in evolving the HMO industry to new heights of success for the benefit of all its members and stakeholders.







Vision
To be the leading and unifying voice of Health Maintenance Organizations in the Philippines, shaping a trusted, inclusive, and world-class healthcare industry that contributes to a healthier Filipino nation.
Mission
The Philippine Association of HMO Companies is committed to:
- Advancing the growth and sustainability of the HMO industry in the Philippines
- Working alongside stakeholders to contribute to the development of a strong and healthy Filipino nation
- Representing and protecting the interests of its members across all industry platforms
- Promoting collaboration, innovation, harmonious relationship and exchange of ideas among member organizations
- Establishing and upholding high standards and guidelines in the delivery of healthcare services
- Empowering small- to medium-sized HMOs to thrive in a competitive and evolving landscape

A Message from the President of the Philippines
My warmest greetings to the officers, members, and stakeholders of the Philippine Association of Health Maintenance Organization Companies, Inc.
In reinforcing the development of a stronger, more equitable, and sustainable healthcare system, we must examine the needs of our people, recalibrate our existing programs and policies according to these, and provide them with the opportunity to obtain medical insurance coverage regardless of their socioeconomic status. As you champion our public health, I trust that you will also motivate our fellows to develop a future-oriented mindset, leverage their resources, and invest in their well-being.
It is my fervent hope that you will continue to give voice to the small and medium-sized health maintenance organizations (HMOs) as well as incorporate science and technology in the realization of your endeavors. I also look forward to your preventive care advocacy in the country for I believe that this will empower our citizens to make informed decisions and mitigate their financial risks.
I am confident that, as long as you continuously improve the quality of your medical products and services, we can create an environment that is conducive to the progress of both our HMOs and citizenry. As your President, I assure you that this administration is ever united with you in building a healthier and more inclusive future for each Filipino.
I wish you all the best in your noble pursuits.
Ferdinand R. Marcos Jr.
The President of the Philippines
A Message from the Insurance Commissioner
Congratulations to the Philippine Association of Health Maintenance Organization Companies (PAHMOC) in this very momentous launch of their association.
With a developing nation such as ours, we need mentally and physically strong citizens who will work with vigor and passion so that our country would move towards the greatness we envision for it. And institutions such as HMOs which are committed to ensuring that our people would receive quality medical care and attention at a reasonable price, when necessary, are always welcome and deserving of government support.
It has been two years since the regulation and supervision over HMOs was transferred from the Department of Health (DOH) to the Insurance Commission, and since then, guidelines for the licensing of HMOs as well as for the approval of HMO products have been put in place. While transitory activities are posing some challenges on both our ends, we trust that with a common goal, we will eventually resolve and overcome these challenges.
From here, PAHMOC and the lnsurance Commission shall work together to create an environment that furthers the growth of the HMO industry. As the Commission endeavors to provide a regulatory environment that supports cohesive progress and adaptability to the developments in the HMO industry, we earnestly hope that PAHMOC will be able to live up to its purpose of promoting the growth of the HMOs in the Philippines by expanding access to affordable health care coverage through a competitive market that fosters choice, quality and innovation.
Again, my congratulations to PAHMOC.
Dennis B. Funa
Insurance Commissioner (December 2016 – March 2023)
A Message from the PAHMOC President
It feels like only yesterday when we founded PAHMOC (Philippine Association of HMO Companies), Inc., and today, we stand proud with twelve (12) HMO member companies.
We are grateful for the opportunity to have built meaningful relationships with our colleagues in the industry. These connections have made us stronger and more resilient in facing the many challenges before us. Together, we have strengthened our bond, ensuring that every member has a voice and the opportunity to share their thoughts and sentiments. As a united group, we continue to support and empathize with one another.
True to our vision of being the leading and unifying force of HMOs in the Philippines, we remain committed to advancing growth and sustainability, contributing to the development of a stronger and healthier nation.
We will continue to establish and uphold the highest standards in the delivery of healthcare services.
Our goal is to provide quality healthcare to every Filipino family, reflecting our genuine care and unwavering commitment.
We are stronger HMOs, building a healthier Philippines.
Leah Uy-Yolo, MD
President
Philippine Association of HMO Companies, Inc.
A MESSAGE FROM SECRETARY OF HEALTH
Warm greetings to the officers and members of the Philippine Association of HMO Companies (PAHMOC) on their inauguration as an organization.
The pursuit of universal health care underscores the values we aspire for in line with President Duterte’s promise of “tunay na pagbabago”. Equity, efficiency, quality, and transparency – these values are the backbone of this Administration’s health agenda called the Philippine Health Agenda (PHA) 2016-2022.
Through the PHA, we aim to 1) guarantee services that provide care for all life stages and address the triple burden of diseases; 2) ensure services are available, accessible, acceptable, affordable, of quality and equitable; and 3) sustainably finance these services through universal health insurance.
As of December last year, 91% of Filipinos are already covered by PhilHealth. Thirty-six percent of Filipinos are mandatorily enrolled in the formal sector, while fifty-five percent who are either poor or senior citizens are already subsidized by the national government. The legacies we want to leave the Filipino people is 100 percent universal health insurance coverage for all Filipinos.
We are in the last mile towards our race to universal health care, and this will be the hardest. The next step for the Department of Health is to reach the unreached, those who cannot or do not access our health services. And so we will be conducting health check-ups for these unreached pockets of the population, so that, in the finish line, no Filipino will say that he has not seen a doctor.
If we achieve our goals of financial protection, responsiveness, and better health outcomes, then our commitment ot the entire Filipino nation is fulfilled. We owe it to the Filipino people especially the poor and the marginalized because health is everyone’s fundamental right.
May your new organization be a responsive partner in our quest for universal health care as we work together to achieve our shared vision of All for Health towards Health for All!
Congratulations and mabuhay!
Paulyn Jean B. Rosell-Ubial, MD, MPH, CESO II
Secretary of Health (June 2016 – October 2017)
A MESSAGE FROM Chairman of Philippine Association of HMO Companies
Starting a new organization is indeed a Herculean task. But the challenge becomes easy when all of the members are leaders who are committed to deliver quality health care among its members while being fair to each and every stakeholder of the business.
Philippine Association of Healthcare Maintenance Organization Companies (PAHMOC) was conceived with a common goal of serving the evolving needs of the market it serves. The organization welcomes diversity while inspiring collaboration by building on the unique strengths of each member. Every associate of PAHMOC is here to work together to give quality service to clients, offer the fairest partnership with doctors & providers and make a good return to the company it represents.
Today marks the inauguration day of PAHMOC, and I would like to congratulate each of us members because today begins the new challenges and victories of the organization.
Christian S. Argos
Chairman
Philippine Association of HMO Companies
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